Now conventionally financeable! HOA insurance issue has been resolved - which provides a fresh opportunity for previously ineligible buyers! Discover the perfect blend of luxury and convenience in this stunning corner townhome, with the sought-after and rarely available floorplan featuring spacious dual master suites upstairs that lives like a single family home. Located in the prestigious Morada community of the gated Vista Del Lago, this Mediterranean-inspired neighborhood offers resort-style living with a prime location behind the smaller community pool and spa, giving your oversized patio a private, vacation-like feel. Inside, enjoy an abundance of natural light, new carpet, a cozy slate hearth. The kitchen is equipped with stainless steel appliances, a laundry closet with extra storage, and a new washing machine, dishwasher, and microwave (installed in 2023). Residents enjoy world-class amenities, including multiple pools and spas, an exercise room, tennis and pickleball courts, a basketball court, a playground, a dog park, a clubhouse with a pool table, and a scenic pond with a fountain. The community also features EV charging stations and a 24-hour guarded entrance for added security and peace of mind. Situated in the award-winning Poway Unified School District and just minutes from Lake Hodges, hiking trails, golf courses, wineries, and top-rated schools, this home offers the best of Rancho Bernardo living. VA approved. HOA includes water, sewer, trash, and amenities. Don’t miss your chance to live your best life here!